I don’t get a lot of junk mail. I have the warning message on my credit report, I’ve used as many pre-screenings as possible, and I’ll opt out as often as I can. I’ve even tried to get out of the Valassis list (they are the ones who put the newspaper-like ads in your mailbox). I’m stll working on that one. Though they say that it will take 6-8 weeks to get off their list, and it will last for five years, I’ve yet to get out.
Anyway, because of all this, I get very little junk mail, and even fewer of those pre-approved credit offers. So I was a little surprised when I received a Disney Rewards card (Visa, I think). It might have been from when we went to Disney a few years ago – as long as you’ve done business with them, they can send you something, and they might consider staying in their hotel “doing business”. But what really gets me is that if you sign up for it, you get a free Bambi DVD!
That’s just a little over the line.
Those of you who have been reading for a while will remember that we paid off our house a while back. We also paid off our cars (before the house, actually). We don’t keep a balance on our credit cards (though we do have them, because we believe it’s better to let someone else pay the money up-front). So we don’t really have much use for credit.
And we get the idea of credit card offers – it’s not that we don’t understand it. It’s just a little underhanded to put Disney on the card, and send you a free Bambi DVD along with it. That’s almost as bad as all the toys they show during Saturday morning cartoons. But it’s just so much lower.
How many kids do you think are going to notice that one in the mail and say “mommy, daddy, I want Bambi!” and then the parents are going to get roped into another card so that they can get their kid another DVD that they don’t need, all because of that?
It’s just wrong.